401k Rollover and Retirement Income Planning One of the biggest concerns for a retiree is running out of money. Annuities are an appealing solution to this problem because they can provide a lifetime of guaranteed income, depending on the kind of annuity you buy. In an era when defined-benefit pensions have largely been replaced by defined-contribution plans, such as 401(k)s, the opportunity to create a “self-funded pension” with an annuity may be reassuring to many retirees. Retirement Ready Travel Ready Louise Bridges David Leeper